I decided to try this at a restaurant. Set up went fairly quick, with little hassle. I think there was an option to take a pic of the credit card, but that didnt work, but entering the numbers didnt take long.
What i didnt like was that it took awhile for the transaction to come thru at the restaurants end. The waitress had to get a screen capture of my transaction and show her manager. The whole process was a pain and took longer than it would have using s credit card.
I tried again at another restaurant, and app said it was paid so we started to leave (after waiting a few minutes for people to finish up). This time the waitress had to chase us down and I gave her my phone do she could make sure the transaction went thru. She came back after a few minutes, so not that big of a deal, however I dont think Ill use again.
PROS
- fairly easy to sign up
- no need to take a credit card, just bring your phone
CONS
- takes to long for the restaurant to see the transaction, so you have to wait
- you dont know when they have "seen" that you paid, so you dont know when you can leave
r10k8 about Zapper™ QR Payments & Rewards